Sunday, April 15, 2007

Paris Night Bicycle Tour

Dates & Times
February 15 - March 14: Tu, Th, Sat and Sun at 7pm.
March 15 - October 31*: everyday at 7pm.
November 1 - November 30: Tu, Th, Sat and Sun at 7pm.
Off-Season: no night tours available.
*no tours June 21 & July 14

Duration
4-5 hours.

Meeting Point
Both the Day Tour and Night Tour meet at the south leg ("pilier sud") of the Eiffel Tower. Look for our yellow meeting point sign.

Price
€26 students, €28 adults - includes bike and guide (Day & Night combo €44 student, €48 adult).

Reservations
Reservations are not required for our Night Tour, but may be made in advance here if you wish.

Comparison of Day Tour vs. Night Tour
Many customers want to know the difference between our Day and Night Tours.

First, the routes and information provided are completely different.

The Day Tour is where you'll get the most information about Paris. We hear one of two comments most often after the Day Tour. Either, "Wow, I'm so glad I took this because now I know what I'm going to do the next few days while I'm in the city" or we hear, "I can't believe I'm leaving tonight because there's so much more here that I didn't know about and I've missed it all."

The Night Tour is simply beautiful. There is more riding involved and slightly less information than the Day tour, but the city at night is fantastic! It is a more relaxed atmosphere than our Day Tour as the wine tends to loosen everyone up a bit.

Most of our customers (over 68%) take both of our Tours. However, if you're not sure you want to take both, we suggest you take whichever one sounds most interesting to you, and then you can decide at that point if you enjoyed it enough to ride with us a second time. We think we know what your answer will be…

Enjoy All Our Tours
Day Tour Information
Night Tour Information
Versailles Tour Information
Monet's Gardens Tour Information
The D-Day Beaches Day Trip
The Wine Tasting Experience

City Segway Tours – Paris
Classic Walks of Paris

Email
info@FatTireBikeToursParis.com

Telephone
01-56-58-10-54 (calling from within France)
33-1-56-58-10-54 (calling from outside France)
1-866-614-6218 (toll-free from North America to our Paris office)


Paris Night Bicycle Tour
Cruise through Paris and enjoy the City of Light at its best!


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First Thing To Do

First of all, thanks for the two great tours I took with you guys last June. You were my first thing to do for my first visit to Paris and it was the smartest thing I could have done. Not only did I get oriented to the city quickly, but I met some great people and and had a great time.

» More Testimonials

Saturday, April 14, 2007

Flight Tours

Slip out the back, Jack. Make a new plan, Stan. What Paul Simon didn't sing about was hopping on that 'plane: these days there are definitely more than 50 ways to leave your lover. Fly away for fun (partners and family also welcome).

Search lastminute.com for...

Check it out

Asia and Australia

Italy and world

Top Offers

Frankfurt £85.00
Budapest £118.00
Prague £137.00
Florence £158.00
Dubai £233.00
New York Ny £270.00
Hong Kong £367.00
Bangkok £372.00

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Sunday, April 8, 2007

Refinancing Home

Want to reduce monthly payments? Pay off your home faster? Use your equity for remodeling or college tuition?

Countrywide gives you a wide range of refinance loan options on primary residences, second/vacation homes and investment properties. We offer:
  • Loan amounts up to $2 million
  • Fixed or adjustable rate loans
  • Financing for single family residences to 1-4 unit properties
Quick help for selecting the right loan:
Fixed Rate Loans
For a list of features on any of these loans, just click the name of the loan program.
Loan ProgramReason to Choose ItKey Feature
Basic 30/25/20/15/10-Year Fixed Rate Loans
You want the stability of a fixed principal/interest payment over the life of the loan.
Loans on up to 95% of your home's current value.
Reduced Rate Option
You plan to stay in your home for a long time and want a lower rate.
Reduced rate in exchange for limits on refinancing and early principal reduction for the first 5 years.
No Equity Loans
You don't have much equity or want to avoid upfront costs.
Loans on up to 100% of your home's current value.
Low Equity Programs
You have just 3% or 5% equity in your home.
No maximum income/earning restrictions and loan amounts up to $417,000.
Low Documentation
You have excellent credit and want to avoid paperwork.*
Very little paperwork; loans up to 95% of your home's current value.
Adjustable Rate Mortgages
For a list of features on any of these loans, just click the name of the loan program.
Loan ProgramReason to Choose ItKey Feature
Basic ARM
You want to start with a low payment.
As little as 5-10% equity in home; rate adjustments each 6 months or 1 year.
Basic ARM with Reduced Rate Option
You want to start with an extra low rate.
Reduced rate in exchange for limits on refinancing and early principal reduction for first 5 years.
Fixed Period ARM
You plan to move or refinance again in a few years and want the security of a fixed rate for that period of time.
Fixed rate for 3, 5, 7 or 10 years, then adjusts annually based on a financial index.
Fixed Period ARM with Reduced Rate Option
You want to start with an extra low rate, plus have the security of a fixed rate for a set number of years.
Reduced rate in exchange for limits on refinancing and early principal reduction for first 5 years.
Loans Designed for Avoiding Traditional Private Mortgage Insurance (PMI)
For a list of features on any of these loans, just click the name of the loan program.
Loan ProgramReason to Choose ItKey Feature
Tax Advantage Mortgage Insurance (TAMI)
(Ask your tax advisor.)
You have between 5% to 10% equity in your home and want to avoid paying traditional mortgage insurance.
You offset the cost of traditional mortgage insurance by a higher interest rate, plus provide an extra tax deduction.
Home Equity Line of Credit (HELOC)
You have 10% equity in your home and want to avoid paying mortgage insurance.
Combines a 1st mortgage and a 2nd mortgage (equity loan or line of credit) so you can achieve 80% loan-to-value on the 1st to avoid mortgage insurance.
Loans Exceeding Fannie Mae/
Freddie Mac Guidelines
For a list of features on any of these loans, just click the name of the loan program.
Loan ProgramReason to Choose ItKey Feature
Non-conforming (Jumbo) Loans
You need to borrow more than $417,000 **
Loans up to $2 million. Wide variety of program options:
  • Reduced Documentation Loans
  • No Ratio Test Loans
  • No Income/No Asset Loans
  • Expanded Exception Programs
  • Expanded Cashout Refinances
  • Second Homes
  • Investment Properties
  • Condominiums
  • Foreign Nationals
Loans for People with
Less Than Perfect Credit
For a list of features on any of these loans, just click the name of the loan program.
Loan ProgramReason to Choose ItKey Feature
30/15 year fixed
For borrowers who want the stability of a fixed principal/interest payment over the life of the loan
Expanded criteria allows non-traditional lender guidelines for individuals with less than perfect credit
"Credit Repair" Loan
Helps borrowers stabilize their situation to get "back on track" while enjoying a lower interest rate loan for a fixed period of time
Fixed rate for 2 or 3 years, then adjusts annually based on a financial index
Credit Comeback Loan®
For borrowers who want to benefit from making on-time mortgage payments
Allows for interest rate reduction if borrower makes consecutive timely mortgage payments during specified periods in the first 4 years of the loan
Interest Only Loans
For borrowers who need maximum cash flow and lower monthly payment in the short term
Reduces monthly payments, helps maximize monthly cash flow and allows borrowers to qualify for larger loan amounts
As Little As No Down-Payment Loans
For borrowers with less than perfect credit and limited-to-no down payment who want to purchase a home
Combines a 1st mortgage and a 2nd mortgage to use as equivalent for 20% down to avoid mortgage insurance

*Excellent Credit program requirements are tougher than standard program guidelines. Examples of disqualifying factors may include:
Late payments
Balances on accounts too high (e.g., credit cards are all at the limit)
Credit history too short (<2yrs)
Too many accounts with balances

If you apply, we will order your credit report (and any co-applicants) to confirm excellent credit history and timely account payment, particularly for the past 12 months.

**Restrictions apply. Program guidelines are subject to change. Some products not available in all states.